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Utilize a Systematic Roth IRA conversion to take advantage of the bear market

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Limit the amount of taxes paid when planning for retirement!

Most individuals look to mitigate taxation nearing retirement. This is due to the uncertainty of future tax rates as well as future earnings of the individual. Since income is usually high leading up to retirement, it is not uncommon for your adjusted gross income to be high as well. When other forms of income begin to develop, (pension, social security, RMDs) your marginal tax bracket is impacted.

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