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Wealth Management

Dec 19
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2025 Internship: Financial Advisor Career Track

By Family Office, General, Wealth Management

Financial Advisor Career Track Internship

Do you get excited about making investments or helping others with their investments? Do you have excellent interpersonal and leadership skills?  Do you dream about becoming a personal financial advisor? If so, we invite you to apply for Endowment Wealth Management’s 2025 Summer Financial Advisor Career Track Internship.

Personal financial advisors help individuals manage their money and plan for their financial future. A career as an advisor has a promising future. Over the next decade, 37% of financial advisors are expected to retire. Meanwhile, over the next few decades, parents and grandparents are expected to pass $84 trillion to charities to the next generation, who will need help and guidance in managing their inheritance.

Endowment Wealth Management® (“EWM”) is offering a Financial Advisor Career Track Internship opportunity for the summer of 2025. The paid position(s) in our corporate headquarters in Appleton, WI, will challenge you to apply your classroom work in a real-world environment, supporting our credentialed, experienced investment advisory and management team. The internship(s) will involve tasks and activities intended to provide you with an opportunity to provide a solid foundation for a financial advisor career, including:

  • Gathering information and supporting the development of financial plans
  • Client meeting preparation and post-meeting follow-up
  • Curating and distributing (through traditional and digital channels, including websites, social media, and client newsletters) relevant personal finance, investments, and economics content
  • Use of various financial planning and advisory technology tools, including turnkey asset management and custodial platforms, client-relationship management, financial planning, risk assessment, and performance reporting software
  • Understanding of portfolio construction methodologies, asset allocation, and various investments and investment products, including exchange-traded funds (ETFs), traditional investments, alternative investments, private funds, and more
  • The regulatory environment that advisors need to navigate while servicing their clients.
  • Opportunity to gain professional work experience in an area related to your degree, learn from other professionals, benefit from a team experience, and cultivate a professional network to help get you started on a career path as a financial planner and advisor.

Responsibilities:

  1. Assist financial advisors with client meetings, presentations, marketing, and financial planning sessions.
  2. Collaborate with members of our advisory team to develop personalized financial plans for clients.
  3. Learn and utilize financial software for client relationship management and performance reporting.
  4. Gain exposure to various aspects of the financial services industry, including wealth management, retirement planning, and investment strategies.
  5. Participate in training sessions and workshops to enhance your knowledge of the economy’s current state, financial markets, and industry tools.
  6. Shadow experienced, credentialed financial advisors to learn best practices and gain insights into client relationship management.
  7. Contribute to the development and implementation of marketing initiatives to attract new clients.
  8. Assist with information gathering and investment research, economics, personal finance, compliance, and other relevant topics.

Requirements for Applicants:

  • Currently pursuing a bachelor’s or master’s degree in finance or a related field and have completed their junior year of coursework with a targeted emphasis on finance, personal finance, investments, economics, entrepreneurship, or a related course of study. We will consider candidates who have completed their sophomore year, provided they have completed some of the upper-level finance coursework, experience, or maturity level required for the position.
  • 3.5 or better GPA
  • Proficient in Microsoft Suite Office applications (PowerPoint, Word, Excel, Publisher)
  • Excellent interpersonal, written, and verbal communication skills, including writing, editing, and proofreading proficiency.
  • Have completed your basic-level finance courses and can demonstrate a basic understanding of general investing concepts and financial industry terminology.
  • Availability to work full-time hours during the summer of 2025 in our Appleton home office
  • Self-motivated, enthusiastic, interpersonal and communication skills, and well-organized
  • Possess a solid attention to detail and proven ability to multitask and meet deadlines.

The ideal candidate will also:

  • Currently reside or have strong connections to Northeast Wisconsin
  • Have completed advanced business/finance courses.
  • Working towards or considering a career in financial planning, investment advisory, or investment management industry.
  • Be seeking to acquire a Certified Financial Planner (CFP) designation (required for all EWM advisers)

Salary/Benefits

  1. Comprehensive training, including valuable insights and mentorship from experienced financial advisors.
  2. Exposure to various financial products, services, and strategies.
  3. Hands-on experience in client interactions and financial planning.
  4. Networking opportunities with professionals and industry leaders.
  5. Valuable insights and mentorship from experienced and credentialed financial advisors.
  6. Potential for future employment opportunities

This internship position is for temporary full-time employment from May through August 2025, with a possible part-time continuation through the 2025-2026 school year.

Number of openings:         1

Pay rate:                           $15 per hour

Position Type:                  Full time

Weekly Hours:                 40

Benefits eligible:              No

Location:                          Appleton, WI

Office Schedule:               Monday-Friday 8 AM – 5 PM

Endowment Wealth Management, Inc. is an equal opportunity employer. Candidates must be authorized to work in the United States and not require work authorization sponsorship by our Company for this position now or in the future.

HOW TO APPLY:

To apply for this internship, please send your resume, cover letter explaining why you are the ideal candidate for this position, and any relevant academic transcripts to Tim Landolt at [email protected]. We are excited to review your application and discuss how this internship can be a valuable stepping stone toward a successful financial planner and advisor career.

Company Description

EWM and its affiliates are financial services firms headquartered in Appleton, WI. We are thought leaders in the investment advisory and investment management business, serving families, advisory firms, non-profits, and institutional clients locally, regionally, and nationally within the context of our Endowment Investment Philosophy®. We are co-creators of the Endowment Index® calculated by Nasdaq OMX®.

About EWM

Endowment Wealth Management, Inc. is an independent private wealth management firm whose sole mission is to provide wealth sustainability for individuals, families, retirement plans, endowments, foundations, and other institutions. We are valued family wealth advisors to clients throughout the United States because we serve our clients as fee-only fiduciaries, our experienced professional team, and our use of the Endowment Investment Philosophy® to help diversify a client portfolio with traditional and alternative assets.

About our Affiliates:

ETF Model Solutions, LLC develops ETF-based investment models within the framework of the Endowment Investment Philosophy. We seek to provide investment solutions to 401(k) plans, other Investment Advisors, Family Offices, Endowments, Foundations, Trusts, and Individual Investors. Embark is our digital solution providing individual investors access to our Endowment Investment Philosophy.

Global Alternatives Investment Management LLC curates opportunistic alternative investment opportunities for high-net-worth clients and institutional investors. Our private funds target co-investments, private equity, and venture capital investments domestically and internationally, including in Europe, Southeast Asia, and Central America. Our unconstrained, “go anywhere” approach to investing has targeted companies across industries, including telecommunications, technology, fintech, crypto, transportation, cannabis, defense electronics, medical imaging, retail, stock exchanges, artificial intelligence, and others.

Dec 19
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Preqin: Hedge Fund Launches at 24-Year Low

By Alternative Investments, News, Wealth Management

The hedge fund sector is experiencing a significant decline in new fund launches, with 2024 set to hit a 24-year low, according to data from Preqin. Only 123 funds were launched by the end of Q3, a steep drop from the 2017 peak of 697. This slowdown is driven by challenging fundraising conditions in the U.S. and Europe and tighter regulations in China.

Funds focused on certain niches including insurance-linked securities and cryptocurrencies are bucking the trend. Multi-strategy funds have also demonstrated steady growth, increasing 4% annually since 2017.

The average hedge fund returned 10% through the nine months ended September 2024. Hedge funds have attracted $25.5 billion in new investments during Q3, even with $8.4 billion being distributed to investors over the past year.

Despite the decline in new fund launches, fund closures have reached their lowest point in a decade, signaling industry consolidation and adaptability.

You can access the full Preqin press release at Reuters.com.

Feb 21
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Sudden Wealth: What Should You Do If You Strike It Rich?

By Wealth Management

EXECUTIVE SUMMARY

What if you received a large sum of money out of the blue through an inheritance, settlement, stock options or other type of big payout? While it might seem like all your problems would be solved, the fact is that sudden wealth can come with unexpected issues and challenges.

In this month’s Flash Report, Sudden Wealth: What Should You Do If You Strike It Rich?, we’ll show you why “getting rich quick” can create serious financial and relationship problems—along with a process to avoid the pitfalls of sudden wealth and get set up for success.
Read More

Jul 05
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Earn More with your Cash!

By MoneyTips, Wealth Management

According to Bankrate’s most recent survey, the average interest rate on savings accounts is 0.49% APY with some larger banks, such as Chase, U.S. Bank, and Bank of America paying only 0.01% APY (Bankrate weekly survey dated 6/28/2023).  What Is The Average Interest Rate For Savings Accounts? | Bankrate

Endowment Wealth Management’s CF Cash Program, as of 7/5/2023, is paying 4.34% APY on the first $1M of deposits and 3.85% on any deposits above $1M. Don’t let big banks take advantage of your deposits! To learn more about our CF Cash Management Program, please visit www.endowmentwm.com/cash

Aug 15
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Do You Have an Exit Strategy for your Rental Properties?

By Estate Planning, Retirement, Tax Planning, Wealth Management

Owning rental properties is one of the most common investments that Americans make along with their 401k or other retirement accounts. The primary reason why real estate is so popular is because it is easy to understand from an investment standpoint. There are four primary wealth builders associated with real estate; the rental income, price appreciation, loan pay down (equity) and the tax benefits. Additionally, the ability to use leverage (borrow money to purchase a property) makes real estate investing accessible to many people and not just the rich. All of the reasons listed above are why many Americans end up nearing retirement with a few rental properties or in some cases, a substantial real estate portfolio, without a clear exit strategy.

Let’s go over an example to explain how an investor’s real estate investing career may unfold. The investor bought six rental properties over the past few decades for $75,000 each. The properties are fully depreciated and entirely paid off. Throughout the years, the properties have all appreciated and are currently worth $200,000 each. The investor is interested in selling and finding a more “passive” investment vehicle until he realizes the tax ramifications associated with selling the properties. One option for the investor is to hire a property manager. The investor could achieve his desire for a more passive involvement and would not have to pay the taxes that would be due with a sale, however, the headaches of owning real estate do not go away when one hires a property manager. The owner is still responsible for the repairs and expenses and all of their associated costs. Remember, these properties have been owned for decades, they are older and have seen their maintenance costs tick up as they continue to age. Major potential repairs such as fixing a roof or replacing major appliances can seriously threaten an investor’s “stress-free” retirement.

After much thought and debate with his wife, (who by the way I forgot to mention wants nothing to do with the rentals and prefers to be able to travel extensively throughout retirement; often being gone for weeks or months at a time), he decides to sell the rentals and face the significant tax liability. His decision to sell only lasts a few days until he realizes the second major problem of selling the rentals, which is the loss of the income stream during retirement. The income can be replaced with a new investment but the amount in the new investment will be considerably lower after the taxes are paid from the initial sale. Since the amount invested will be lower, the new income stream will likely be lower too.

Afraid of the drawbacks listed above, our investor and many owners of investment real estate simply deal with the headaches of being a landlord and continue to hold the rentals throughout retirement in conflicting views with their spouse. However, there is another option that will allow an investor to sell their rental properties, defer the capital gains (potentially forever) and maintain their current stream of monthly income without the headaches of being a landlord. That option is a DST 1031 exchange into a real estate fund.

A 1031 exchange is a method to exchange an investment property for another “like-kind” investment property and avoid the tax implications from the initial sale. A Delaware Statutory Trust (DST) is a legally recognized trust for conducting business and can be used in a 1031 exchange. The replacement property now becomes an interest in a professionally managed real estate fund.

The benefits of a DST 1031 exchange can be substantial with the primary benefit being the ability to defer capital gains and depreciation recapture. The taxes are deferred until the real estate fund liquidates and distributes the proceeds of the sale. Once the fund is liquidated, the investor has the option to invest the proceeds received into another DST 1031 exchange in order to defer the taxes again. The investor can continue to defer, defer, defer until the original owner passes away. The heirs will receive a step up in cost basis, effectively eliminating the taxes owed from the original sale of the investment real estate. This deferment of taxes is a powerful wealth building strategy that can accelerate the growth of a family’s wealth.

The second benefit of a DST 1031 exchange is the elimination of property management responsibility. As with other passive investments, the investor will not have to make decisions regarding the investment management. Dealing with tenants will be over and the only work required will be the monthly walk to the mailbox to pick up the check.

Diversification is the third benefit achieved. The investor is able to diversify from a concentrated property in one location into a more diversified fund with several properties in different geographical locations. Examples of some property types available include multi-family apartments, NNN retail, self-storage, assisted living facilities, office buildings and medical offices. Often these newer commercial buildings are unattainable to the individual investor but a real estate fund pools the assets of many investors and can access these newer commercial property types.

The final benefit associated with a DST 1031 exchange is the use of the 20% qualified business income (QBI) deduction. This deduction, which was passed with the 2017 Tax Cuts and Jobs Act, allows eligible taxpayers to deduct up to 20% of their qualified business income. Individual owners may not qualify for the 20% QBI since they’re not in the business of owning and managing real estate but since the real estate fund is in the business of managing real estate, the fund qualifies for the 20% reduction.

In conclusion, the DST 1031 exchange provides an investor with a great exit strategy for their real estate portfolio. The headaches of being a landlord are eliminated, the tax liability from selling the properties is deferred (or in some cases eliminated through a step up in cost basis), and the investor benefits from the 20% QBI deduction and continues to receive monthly income from a real estate investment fund.

To learn more, please visit our 1031 exchange webpage at www.EndowmentWM.Com/1031-exchange or contact us by phone at 920-785-6010.

Have Questions? Need an expert opinion?

If you have more questions I’m happy to help you! We make getting answers super easy, without having to talk to some high-pressure sales person. Just use the secure contact form to ask a question, or email me directly at [email protected], and I’ll get back to you via email within 48 hours to help point you in the right direction. I also offer a free wealth discovery meeting where we can discuss your personal situation and make sure you’re on the right path. Remember, it’s free to contact us and we are fiduciary advisors putting your personal needs first and foremost.

Best of Success,

Samuel Moore